Privacy Policy

At Kumalo, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our platform. Please read this policy carefully to understand our practices regarding your personal data.

1. Information We Collect

We may collect and process the following types of information:

• Personal Information: Information such as your name, email address, and profile picture when you sign up or authenticate using Google OAuth. We only collect information that is necessary for providing our services.
• Financial Information: Payment information, contribution details, and other financial data necessary for managing your cooperative membership and transactions.
• Usage Data: Information about your interactions with our platform, such as access times, pages viewed, and your activities on the site.
• KYC Data: Information required for identity verification, including your NIN, BVN, and other identification documents.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To Provide and Improve Our Services: To process your contributions, manage your cooperative membership, and enhance your experience on our platform.
• To Communicate with You: To send you important updates, newsletters, and other communications related to your use of Kumalo.
• For Compliance and Security: To verify your identity, comply with legal obligations, and protect the integrity and security of our platform.
• For Analytics and Research: To analyze usage patterns and improve our services.

3. Google OAuth and User Authentication

When you sign up or log in using Google OAuth, we collect the minimum necessary information from your Google account to authenticate you and provide access to our platform. This includes your email address, name, and profile picture. We do not access any other Google account information without your explicit consent.

We use this information solely for authentication purposes and do not share it with third parties, except as required to provide our services or comply with legal obligations. You can manage your permissions and revoke access at any time through your Google account settings.

4. Sharing Your Information

We do not sell, trade, or otherwise transfer your personal information to outside parties, except as described below:

• Service Providers: We may share your information with third-party service providers who assist us in operating our platform, conducting our business, or servicing you.
• Legal Compliance: We may disclose your information if required by law, or if we believe that such action is necessary to comply with legal obligations or protect the rights, property, or safety of Kumalo, our users, or others.

5. Security of Your Information

We implement a variety of security measures to maintain the safety of your personal information. However, please note that no method of transmission over the internet, or method of electronic storage, is 100% secure, and we cannot guarantee absolute security.

6. Your Rights

You have the right to access, correct, or delete your personal information that we hold. You may also have the right to object to or restrict certain types of data processing. To exercise these rights, please contact us at [Insert Contact Information].

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new Privacy Policy on this page. Your continued use of Kumalo after the changes take effect will constitute your acceptance of the revised policy.

8. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at hello@kumalo.net.